By Resolution No. 256 of the Cabinet of Ministers dated 3 August 2026, four new rules have been approved concerning the implementation of compulsory insurance against loss of occupational capacity to work as a result of occupational accidents and occupational diseases. The rules regulate the registration of insured persons and policyholders, calculation of the sum insured, determination of insurance payments, and management of insurance funds.
The registration of insured persons and policyholders will generally be maintained centrally through ƏMAS. Information on certain persons whose employment contracts are not formalised in the electronic system, members of municipalities, students and pupils undergoing industrial training, volunteers, and persons performing activities under civil-law contracts must also be entered into ƏMAS within the prescribed time limits. Insured persons will be able to review their registration information through their personal accounts on the MyGov platform. Information relating to persons whose data are subject to confidentiality requirements will be registered separately using unique codes.
For the purpose of determining the sum insured, the age of the insured person and the annual payroll fund will be taken into account, and an annual rate of 8 percent will be applied in the calculation. For persons working under an employment contract, the annual payroll fund is determined as 12 times the monthly official salary and the supplements thereto. Separate calculation rules are established for persons working under civil-law contracts, students and pupils undergoing industrial training, and volunteers.
Where an insured event occurs, insurance payments may be made in the form of monthly, lump-sum or additional payments. The determination of insurance payments and verification of documents will generally be carried out through ƏMAS, and the State Social Protection Fund will review the information submitted within 15 business days and adopt a decision on granting or refusing the insurance payment. As a general rule, the average monthly salary will be calculated on the basis of the official salary and supplements stipulated in the employment contract for the 12 calendar months preceding the insured event.
The Resolution also regulates the formation and use of insurance funds and the insurance reserve fund. Up to 5 percent of insurance premiums will be allocated to the reserve fund, while 10 percent will be directed to the State Labour Protection Fund for the purpose of improving working conditions and occupational safety standards. Insurance funds will also be used for the payment of insurance benefits, financing of certain social measures, and other purposes provided for by legislation.
